Fast Money: cheese or mousetrap? jack daniels
About us Our publications Newspaper "Zvezda" newspaper jack daniels "LiM" Journal "Neman" Journal "Flame" magazine jack daniels "Youth" magazine "Hedgehog" Book Group Archive Old version Archive Site Archive newspaper Contact Advertising in publications Advertising jack daniels agencies Subscription Appeal Received
Newspaper Current Issue PDF-version Chyrvonka. Red Shift Local government Zhyrandolya Olympian Bridgehead Igumenskij tract Country Health Protection Family Newspaper Politics Society Economy Education and Science jack daniels State Consumer Companies Agriculture Regions Housing Finance Culture History and Ethnography Theatre Visual Arts Music Literature jack daniels Cinema Health Sports Kaleidoscope Adam and Eve Blogs
Does not everyone who rides the subway regularly see ads like this: "Quick loans. Registration takes 5 minutes. From you - only a passport. " This type of "micro" has long since become popular in the West, and now we have a growing number of companies that offer the appropriate service. Reporter "Stars" on their own experience decided to see how easy to take the loan in such company, and found out what financial surprises can expect jack daniels a person who has taken such a loan.
The capital now has several "offices" that offer their customers cash loans of up to three million rubles. Organizations of this type exist in the regional cities - for example, Vitebsk jack daniels and Brest.
Selecting an office that is closest to my house, I first decided to call there to learn more about the conditions. But Natalia operator advised me immediately jack daniels comes into the office, saying that it will be easier for me and them.
Branch of the firm was located in the house where many other institutions. Therefore, the first time I even passed hospitably open, but not very noticeable door. Not finding what you were looking, made the second "circle" on the floor. And here I am on the verge of "office", which is more like a ... closet. Small room of furniture - just a table and chairs. Customers, except for me, it was not so much their help was offered two employees. In principle, as explained to me after the familiar economist for organizations that engage in such services is important is not the size of the company offices, and their number jack daniels in the city. This ensures access to the mass client.
During the conversation the agent of the company's debt did not show strong interest in how I'll end up a loan or not, tried to persuade me and soothe the possible problems that I might face if you suddenly do not have time to return the money in time. Nevertheless, all the things that interested me explain. jack daniels
Because I wanted to take out a loan of two million rubles, I was advised to bring an income statement for the three months. jack daniels However, when I asked what should be my minimum wage, have calmed me: and issued jack daniels with the standard for many young professionals three million. At the same time, representatives of the company stressed that it is necessary to obtain a loan does not even register, and registration in Minsk.
The second question that I was interested in what would happen if I did not have time to repay the debt on time? "In this case, you will be charged interest at a rate of 5% every day - explains agent organization. - Therefore it is better to fly afarmlyaytsesya allowed 30 days. Be able to pay all before - the interest for the days remaining will not be charged. " By the way, the total amount that I would have to pay, taking 2 million for 30 days, is 3.2 million and on 10 - 2400000. So the longer term such firms are very profitable.
As I wrote above, the maximum loan amount is typically less than 3 million rubles. But the minimum amount varies in different organizations and can range from 50,000 to one million. Some firms, in turn, are in no hurry to issue more or less decent jack daniels amount of customer that came first. The loan in this case may not exceed one million rubles. I contacted the office of one of these companies and asked if I could take 10 days two million. I refused, arguing that the rules of the campaign. At the same time on the websites of some of these organizations reported that patrons can expect to receive loans that exceed the maximum amount of three million.
The minimum period for which the loan is taken small, may also be different: 3, 7, 10 to 30 days. And here we must be careful. Anyone on the special calculator which is on sites such firms can calculate the amount you have to repay it later. But we must remember that for each day of delay will incur significant penalties.
Interestingly, if you are a student or retiree, and hence can not be formal employment, some firms still happy to give you a loan, and on favorable jack daniels terms: for each day will be charged 0.5-1%, in contrast to the usual 2 %. Enough for students to bring to a meeting with the agent student card, certificate from the school and a passport, for pensioners - pension pass
About us Our publications Newspaper "Zvezda" newspaper jack daniels "LiM" Journal "Neman" Journal "Flame" magazine jack daniels "Youth" magazine "Hedgehog" Book Group Archive Old version Archive Site Archive newspaper Contact Advertising in publications Advertising jack daniels agencies Subscription Appeal Received
Newspaper Current Issue PDF-version Chyrvonka. Red Shift Local government Zhyrandolya Olympian Bridgehead Igumenskij tract Country Health Protection Family Newspaper Politics Society Economy Education and Science jack daniels State Consumer Companies Agriculture Regions Housing Finance Culture History and Ethnography Theatre Visual Arts Music Literature jack daniels Cinema Health Sports Kaleidoscope Adam and Eve Blogs
Does not everyone who rides the subway regularly see ads like this: "Quick loans. Registration takes 5 minutes. From you - only a passport. " This type of "micro" has long since become popular in the West, and now we have a growing number of companies that offer the appropriate service. Reporter "Stars" on their own experience decided to see how easy to take the loan in such company, and found out what financial surprises can expect jack daniels a person who has taken such a loan.
The capital now has several "offices" that offer their customers cash loans of up to three million rubles. Organizations of this type exist in the regional cities - for example, Vitebsk jack daniels and Brest.
Selecting an office that is closest to my house, I first decided to call there to learn more about the conditions. But Natalia operator advised me immediately jack daniels comes into the office, saying that it will be easier for me and them.
Branch of the firm was located in the house where many other institutions. Therefore, the first time I even passed hospitably open, but not very noticeable door. Not finding what you were looking, made the second "circle" on the floor. And here I am on the verge of "office", which is more like a ... closet. Small room of furniture - just a table and chairs. Customers, except for me, it was not so much their help was offered two employees. In principle, as explained to me after the familiar economist for organizations that engage in such services is important is not the size of the company offices, and their number jack daniels in the city. This ensures access to the mass client.
During the conversation the agent of the company's debt did not show strong interest in how I'll end up a loan or not, tried to persuade me and soothe the possible problems that I might face if you suddenly do not have time to return the money in time. Nevertheless, all the things that interested me explain. jack daniels
Because I wanted to take out a loan of two million rubles, I was advised to bring an income statement for the three months. jack daniels However, when I asked what should be my minimum wage, have calmed me: and issued jack daniels with the standard for many young professionals three million. At the same time, representatives of the company stressed that it is necessary to obtain a loan does not even register, and registration in Minsk.
The second question that I was interested in what would happen if I did not have time to repay the debt on time? "In this case, you will be charged interest at a rate of 5% every day - explains agent organization. - Therefore it is better to fly afarmlyaytsesya allowed 30 days. Be able to pay all before - the interest for the days remaining will not be charged. " By the way, the total amount that I would have to pay, taking 2 million for 30 days, is 3.2 million and on 10 - 2400000. So the longer term such firms are very profitable.
As I wrote above, the maximum loan amount is typically less than 3 million rubles. But the minimum amount varies in different organizations and can range from 50,000 to one million. Some firms, in turn, are in no hurry to issue more or less decent jack daniels amount of customer that came first. The loan in this case may not exceed one million rubles. I contacted the office of one of these companies and asked if I could take 10 days two million. I refused, arguing that the rules of the campaign. At the same time on the websites of some of these organizations reported that patrons can expect to receive loans that exceed the maximum amount of three million.
The minimum period for which the loan is taken small, may also be different: 3, 7, 10 to 30 days. And here we must be careful. Anyone on the special calculator which is on sites such firms can calculate the amount you have to repay it later. But we must remember that for each day of delay will incur significant penalties.
Interestingly, if you are a student or retiree, and hence can not be formal employment, some firms still happy to give you a loan, and on favorable jack daniels terms: for each day will be charged 0.5-1%, in contrast to the usual 2 %. Enough for students to bring to a meeting with the agent student card, certificate from the school and a passport, for pensioners - pension pass
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