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BEGIN R MONNE: pancake Vr much government changed much at one of the goodies is an enhanced Boligspar scheme for young populrt called BSU. Photo: Paul Weaver (Paul Weaver - Manager) 247.000 million on account and 10,000 dollars in tax gift
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The proposal by the Government, which will now be discussed in Parliament, is that the annual savings amount is increased from 20,000 to 25,000 and the limit on how much you can save in total increased from the current 150,000 to 200,000.
- A calculation shows that for a scheme that exploits fully and insert 25000 1 January each year for eight years, interest and compound interest to make sure that the person has 247.000 million on account eventually. If you take the tax deduction totaling 40,000 (without adjusting for inflation), the total gain by saving the new BSU scheme nearly pancake 90,000 dollars. So this is a very beneficial arrangement, says vice president of DNB Even Westerveld.
Can buy a home to 1,640,000, with 247,000 dollars on account, that person could buy a home for 1.64 million dollars. 247.000 million in equity to qualify in accordance with the banks' minimum equity requirement of 15 percent, pancake a mortgage of 1.4 mil ions respectively. 247.000 million in savings is also only 53.000 million from equity requirement of 300,000 kroner for a home to two million.
- Joy today for 68,000 young - Friday pancake was a day of joy for all of the approximately 68,000 young people each year going forward will be out of the housing market. pancake These are steps in the right direction and a victory for all young people to be out of the housing market. With today's high house prices and government demands for 15 percent equity, it has been difficult for many young people buying their first home. With this increase in BSU rates will be less dependent on having gifted parents that pops up, says DNB Rune Bjerke.Bjerke.
DNB has for years had a strong commitment to bring up the save borders in BSU scheme. Among other things, pancake the bank has been joined over 40,000 on a petition on Facebook, several other banks have followed on. DNB has also offered its customers a "BSU 2.0" with extra interest to anyone who wants to save more than BSU limits allow. The young people have shown tremendous pancake interest in this matter.
Less dependent on parents - Making it easier for young people to get reliant on the housing market is both equitable and socially. Just because the young easier then will enjoy great good tax schemes, and socially because better BSU makes young people less dependent pancake on affluent parents to raise enough capital, said Bjerke.
The average age for when buying their first home is around 25 years. pancake Every year for the next year comes around 68,000 new 25-year-olds into the housing market. According to DNB investigations pancake have more than 4 out of 10 young help from their parents when buying their first home. This trend has also accelerated after the government increased equity requirements for homebuyers from 10 to 15 percent this year.
- We must await Parliament's handling of the budget before we can escape the noise earnest, but since both the Liberals and the Christian Democrats are in favor of increasing the BSU boundaries, we think this will be adopted. We also hope this is a first step towards the bourgeois parties want to increase the total savings amount to 300 000 The gap between how much you can save in BSU and what you need equity, has never been greater than this year, so this we will continue to work actively, says DNB boss.
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